Learn more about our
top WEALTH HACK

It's Taken Us Years to Learn How the Wealthy Make, Keep and Protect Their Money. One of our Mentors showed us a rare type of account that works way better than our bank. No matter what our current situation is.

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What Does Your Bank Do For You?

There's a reason why the WEALTHY DO NOT put their MONEY in REGULAR BANK ACCOUNTS - there's a specific type of account out there that protects your money, maximizes your TAX BENEFITS and DOUBLES YOUR EARNING POTENTIAL.
THE BEST PART ?
THERE ARE NO ADDITIONAL COST TO THESE BENEFITS

Financial Solutions That We Offer

Term Life Insurance

Provides coverage for a specific period of time, also called the "term" of the policy. This is often a smart choice as a part of an overall financial plan. Because the premiums are affordable, you can choose a term length and coverage amount that fits all your needs. You can plan to repay debts, cover ongoing living expenses, and save for future education costs for your loved ones.

Living Benefits

"Life Insurance you don't have to die to use." Accelerated Benefit Riders are optional, no-additional cost riders that can allow you to access all or part of your death benefit, while living, if you experience a qualifying terminal, chronic, or critical illness, or critical injury.

Income Protection

Protection for your most valuable asset - your income. Individual disability insurance is income continuation, or replacement income. If you're injured or become ill, your disability benefit will replace a percentage of your income while you're unable to work. Income protection insurance pays you so you can pay your mortgage, or rent, buy groceries and meet other ongoing living expenses.

Mortgage Protection

A life insurance policy helps protect your home, family, and income in case of premature death or the financial risk of a terminal, chronic, critical illness or critical injury.

Index Universal Life

Designed for clients seeking permanent life insurance protection, plus supplemental retirement income and long-term wealth accumulation. IUL Clients are willing to assume some controlled risk in exchange for potential return. But risk control and potential return can vary from one IUL product to another.

Annuities

Designed to help you grow assets, while avoiding the risk of losing principal during down markets. You can choose to allocate your money across a range of tax-deferred index interest accounts or a fixed interest account.

Ways to build financial protection for your health, income, and legacy

Life insurance is another form of income protection that can help you support those you care about in the event of your passing. People sometimes avoid adequate coverage because they think it’s too expensive or they’re more worried about saving for retirement than preparing for the financial strain that can occur because of a family member’s death. However, term life policies are surprisingly affordable, and whole life policies can be an effective asset in someone’s overall financial portfolio. In addition to the valuable death benefit, whole life uniquely acts as a financial instrument with living benefits and guaranteed cash value that can be used for unexpected expenses, tuition or even retirement.There are many ways you can help protect yourself and your family, by having the necessary insurance. By realizing where the gaps arise, and by talking through some of the possible income protection solutions with a financial professional, you can help ensure that the ones you love will be financially protected.

Tax Free Retirement Planning

Premium Finance

Provides a short term loan for individuals or businesses to use specifically to pay for insurance coverage. The premium finance loan enables the insurance policy holder to spread payments over the course of the policy instead of paying the entire premium up front.

Supplemental College Funding

Financing educational goals and dreams can be a challenge. Permanent Life Insurance provides a benefit if you become ill or injured, and a cash value component that can be used to help pay for educational expenses. The cash value in a life insurance policy is not defined as an asset for federal financial aid calculations and accumulates tax-deferred.

ADVOCACY

BEST INTEREST

We beleieve public policy should set up all Americans to live the life they choose through retirement. Consumers need choices, not limits, in their retirement planning.

Diversity & Inclusion

Financial Advocate Solutions Team is working to overcome racial injustice. We're driving solutions to address systematic inequalities. We're building diversity and inclusion in our workforce.

PRIVACY

For generations, Financial Advocate Solutions Team have respected the privacy and security of the personal information they receive

RISK CLASSIFICATION

A complete medical record allows life insurance companies to keep coverage affordable and accurately access risk.

About Us

Financial Advocate Solutions Team was formed on the notion that people can have access to the best product for their situation..... and they don't have to do it alone. With the abundant selection of insurance companies and the vast complexity of products available, it's difficult to make informed decisions about what you really need. You need someone you can trust to guide you in your decisions. We will be there for you.
We represent our clients and contracted to do business with multitude of insurance companies. The beauty of this arrangement is that YOU DO NOT PAY ANYTHING FOR THESE SERVICES!!!

Meet Our Team

Members of our team are committed to you, to our philosophy, and to ensuring our clients get the right strategy, plan and attention according to their unique needs.